OVER 30 YEARS EXPERIENCE
QUALIFIED FINANCIAL ADVISOR & RETIREMENT PLANNING SPECIALIST
REGULATED BY THE CENTRAL BANK OF IRELAND
SAVINGS & INVESTMENTS
IT MAKES SENSE TO GET ADVICE
Is investing for me?
If you've acquired a lump sum, through earnings, inheritance, or redundancy, there are lots of options available to you. You can spend the money, or save it for a future expenditure. You can also decide to grow this lump sum, by placing it in an investment bond. Depending on the type of fund you invest in and the level of risk you're prepared to take, you can see your capital grow over a period of time
What'S THE DIFFERENCE BETWEEN SAVINGS AND INVESTING?
Regular saving is a great way to build up money over time to meet your financial goals. If you have already built up a lump sum, then investing could be a good option for you. You may stand to earn a greater return by investing in a fund rather than a cash deposit account.
what about investment risk?
When it comes to investing a lump sum, it's important to be aware that that there is a level of risk involved. Usually, the greater the potential return you want from your savings and investments, the greater the risk you have to take. You can choose from a variety of different options, depending on the level of risk you are comfortable with. Use our Investment Risk Profiler to find out what type of investor you are.
What funds can I invest in?
When you take out a savings plan or a lump sum investment your contributions are invested in different funds. You can choose to invest your contributions in less risky funds, with smaller potential returns, or higher risk funds, with greater potential returns. We can help you decide your risk profile, so you can balance potential returns against potential risk.
How do I manage my investments?
Which funds to invest your money in is a big decision. We have a large range of investment options and funds to choose from across many product providers, and we are here to help you understand what your choices are and how they work. We will regularly review your investments and discuss any pertinent issues with you annually. You will also receive regular fund updates and communications from the product providers.
Principles for long-term investment
History has shown that the longer you keep your money invested, the greater the chances of a positive outcome. Staying fully invested through a market cycle has, in the past, ensured investors reap greater rewards over the long-term as rebounds after large losses are often significant. If you are concerned about recent market falls, it is a good idea to take some time to review and refine your current investment strategy, rather than making a sudden decision.
How to start a savings or investment plan
So, you want to get your investment started, but you don't know where to start? A quick phone call to a Qualified Financial Advisor discuss your requirements is always a good place to start.
money on deposit?
eXPLORE INVESTMENT OPTIONS
Investing a lump sum is a great option if you want an opportunity to grow your money over time. We offer access to funds with varying levels of risk and return. We can help you open up the world of investments.
UNDERSTAND RISK VERSUS REWARD
MAKE YOUR MONEY WORK HARDER
Make your money work harder by investing it to grow over time and allow the annual gains to build up. Your money is earning close to 0% sitting in the bank or credit union whereas investing will make it earn more over time.
Investing makes your money work for you and you can get started from €100 a month.
USE OUR INVESTMENT RISK PROFILER TO SEE WHAT KIND OF INVESTOR YOU ARE.